.cpyrght {  font-family: Verdana, Helvetica, sans-serif; font-size: 9px; color: #3A448B}
.nav10 { font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #FFFFFF }
a.nav10:link { text-decoration: none }
a.nav10:visited { text-decoration: none }
a.nav10:hover { text-decoration: underline }
a.nav10:active { text-decoration: underline }
.gray10 {  font-family: Verdana, Helvetica, sans-serif; font-size: 10px; color: #7E7C8A; line-height: 14px}
.blue10 { font-family: Verdana, Helvetica, sans-serif; font-size: 10px; color: #7D92BD; line-height: 14px}
.gray10dark { font-family: Verdana, Helvetica, sans-serif; font-size: 10px; color: #5E5C66; font-weight: bold ; line-height: 14px}
.gray12 { font-family: Verdana, Helvetica, sans-serif; font-size: 12px; color: #7E7C8A; line-height: 14px}
.etext { font-family: Verdana, Helvetica, sans-serif; font-size: 10px; color: #7E7C8A; line-height: 14px }
a.etext:link { text-decoration: none}
a.etext:visited { text-decoration: none }
a.etext:hover { text-decoration: underline}
a.etext:active { text-decoration: underline }
.line20 { font-family: Verdana, Helvetica, sans-serif; font-size: 12px; color: #7E7C8A; line-height: 20px}